Backend Developer

Overview

*Candidates requesting to work as C2C or 1099 will not be considered*

– This is a fully remote role, working PST hours, approved for 9 months, with a possible extension past that point.
– Compensation is based on several factors including, but not limited to education, relevant work experience, relevant certifications, and location. Additional benefits offered may include; medical health insurance and dental insurance, life insurance, and eligibility to participate in a 401k plan with company match.
– This is primarily a backend development / coding related role, with 75% of time to be dedicated in this area.

For this role Candidates must have:

• Strong Java experience with Kotlin and Scala experience (all 3 are needed for consideration for this role)
• Candidates who have worked for Financial organizations or produced work for Financial organizations will have preference, others who have worked within highly regulated industries (Insurance / Healthcare) will be considered.

Other key skills that will set a candidate apart from others:

• ACH transaction experience / NACHA compliance experience is an added advantage for consideration for this role

Role description/Summary: 
Our established Financial Client is seeking a strong candidate for a Backend Developer/Software Engineer who will play a key role in transforming a client’s product architecture.

• The primary purpose of this role is to design, build, and maintain backend services that power our financial transaction processing systems, with a focus on ACH processing and NACHA compliance.
• Will be responsible for developing secure, scalable, and efficient services using Java/Kotlin/Spring in a micro-service-based architecture running on Kubernetes.

Success in this role will be measured by:

• Accuracy and timeliness of ACH transaction processing.
• System stability, scalability, and uptime.
• Compliance with NACHA, FedACH, and internal policies.
• Reduction in transaction discrepancies and resolution turnaround time.

Key/Principal Responsibilities:

• Process incoming and outgoing ACH transactions and files in accordance with NACHA rules and FedACH requirements.
• Investigate and resolve ACH discrepancies, errors, and exceptions.
• Design, develop, test, and maintain backend services and APIs in a microservices environment.
• Collaborate with cross-functional teams, including product, operations, and compliance, to gather requirements, provide estimates, and deliver high-quality solutions.
• Participate in sprint planning, code reviews, and system architecture discussions.
• Ensure backend systems follow security, compliance, and data privacy best practices.
• Monitor, analyze, and improve system performance through analytics, metrics, and logging integrations.
• Maintain documentation and contribute to knowledge sharing within the team.
• Work closely with senior engineers and architects; may mentor junior developers depending on experience level.

Required Skills and Experience:

• Minimum 6+ years of programming experience, ideally with a modern backend stack.
• 4+ years’ experience with Java, Kotlin, and Scala.
• Strong understanding of relational databases (PostgreSQL preferred) and ORM frameworks
• Experience with micro-services and service-oriented architectures (SOA).
• Cloud platforms experience (Kubernetes preferred).
• Proficiency with CI/CD pipelines.
• Test-driven development experience, including unit and integration testing.
• Proven ability to translate business requirements into scalable technical solutions.
• Familiarity with secure coding practices and regulatory compliance in financial services.
• Agile software development experience.

Nice to have skills: 

• Experience with Fiserv systems and/or general credit product knowledge.
• NACHA experience (highly preferred).
• Experience processing ACH returns, NOCs, and DNEs.
• Exposure to analytics and monitoring tools.
• Relevant technical certifications (e.g., Java, Kubernetes, AWS, or NACHA Accredited ACH Professional).

About Aquent:

Aquent connects the best talent in marketing, creative, and design with the world’s biggest brands. Our eligible talent has access to amazing benefits like subsidized health, vision, and dental plans, paid sick leave, and retirement plans with a match.

Aquent is an equal-opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics. We’re about creating an inclusive environment—one where different backgrounds, experiences, and perspectives are valued, and everyone can contribute, grow their careers, and thrive.

The target hiring compensation range for this role is $65 to $75. Compensation is based on several factors including, but not limited to education, relevant work experience, relevant certifications, and location.

About Aquent Talent:

Aquent Talent connects the best talent in marketing, creative, and design with the world’s biggest brands.

Our eligible talent get access to amazing benefits like subsidized health, vision, and dental plans, paid sick leave, and retirement plans with a match. We also offer free online training through Aquent Gymnasium. More information on our awesome benefits! 

Aquent is an equal-opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics. We’re about creating an inclusive environment—one where different backgrounds, experiences, and perspectives are valued, and everyone can contribute, grow their careers, and thrive.